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## 35 Account Aggregation

This topic describes the information about Account Aggregation screen. User can link their external bank accounts to OBDX with this feature.

Account aggregation feature allows retail users to link their external bank accounts to OBAPIS and provides with an ability to view and access all their savings, term deposits and loan accounts information anytime, anywhere using single digital platform. The benefit of account aggregation is that retail users get a snapshot of all financial accounts while being able to easily retrieve account details, such as net balance available across all the current and savings accounts, recent transactions, etc. in one place. Using this feature, the user log on to the application to see all financial accounts, instead of log in to several accounts to tally up a financial overview, which saves time and effort of the user.

As a part of Account Aggregation module OBAPIS enables a retail user to access external bank accounts, and aggregate accounts with OBDX, the system administrator has to perform External Bank Maintenance.

- External Bank Maintenance
  This topic describes the information about External Bank Maintenance screen. Using external bank maintenance, System Administrators can add an external bank.