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## 1.52.1 Create Decision Grade Matrix

This topic describes the systematic instructions to create decision and grade matrix by updating various details.

Specify User ID and Password, and login to Home screen.

1. On Home screen, click Core Maintenance. Under Core Maintenance, click Credit Decision.
2. Under Credit Decision, click Maintenance. Under Maintenance, click Decision Grade Matrix.
3. Under Decision Grade Matrix, click Create Decision Grade Matrix.
   The Create Decision Grade Matrix screen displays.

   Figure 1-208 Create Decision Grade Matrix

   Description of "Figure 1-208 Create Decision Grade Matrix"
4. On Create Decision Grade Matrix screen, specify the fields.

   Note:

   The fields, which are marked with an asterisk, are mandatory.
   For more information on fields, refer to the field description table.

   Table 1-161 Create Decision Grade Matrix - Field Description

   Field | Description
   --- | ---
   Model Code | Specify the unique model code.
   Model Description | Specify a short description for the model.
   Effective Date | Specify the effective date.
   Expiry Date | Specify the expiry date.
   Product Processor | Specify the product processor for which the decision and grade matrix is being created.
   Priority | Specify the priority of the model.

5. Click the Selection Criteria to configure the parameters based on which decision model is to be resolved.

   Figure 1-209 Create Decision Grade Matrix - Selection Criteria

   Description of "Figure 1-209 Create Decision Grade Matrix - Selection Criteria"
   For more information on fields, refer to the field description table.

   Table 1-162 Create Decision Grade Matrix - Selection Criteria - Field Description

   Field | Description
   --- | ---
   Use Existing Rule | By default, this option is enabled. Indicates if the existing rule is linked.
   Rule Code | Select the rule code from the drop down list.
   | Click this icon to get the information about the rule.
   Rule Name | Displays the rule name of the rule code.
   Create New Rule | Select this option to create new rule.
   + icon | Click this icon to add new expression.
   Fact / Rules | Select the fact or rule from the drop-down list. Once the user selects the fact/rules, one more field opens adjacent to the output, update the same based on the selected output option.
   Operator | Select the comparison operator from the drop-down list. The available options are: < > + = % != - >= <= * / Contains In Matches NotMatches NotContains Notin
   Data Type | Select the data type for the fact or rule. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Output | Select the output from the drop-down list. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Expression | Displays the expression updated in the expression builder.

6. Click the Decision Matrix to define decision on the application. The user can select the feature for which the decision needs to be maintained like Quantitative/Qualitative.
   The Create Decision Grade Matrix - Decision Matrix screen displays.

   Figure 1-210 Create Decision Grade Matrix - Decision Matrix

   Description of "Figure 1-210 Create Decision Grade Matrix - Decision Matrix"
   For more information on fields, refer to the field description table.

   Table 1-163 Create Decision Grade Matrix - Decision Matrix - Field Description

   Field | Description
   --- | ---
   Add Column | Click this button to add features for which decision has to be maintained. On click of Add Column, all the features are shown in the drop down list. Select the feature to be added. Click save to add the feature. If the feature is numeric type, two columns gets added in the table From and To. If the feature is character/alphanumeric type one column Value gets added. System should not save, if no feature have been added. User can click Cancel to close the window.
   Link a Rule? | Select the appropriate radio button to link a rule to the features. The options are: Yes - If this option is selected, the system displays the list of rules. Based on the rule mapped, the decision is provided. No - If this option is selected, the system displays the list of decision lookup values.
   | Click this icon to delete a column, which is already added.
   + icon | Click this icon to add a new row.
   - icon | Click this icon to delete a row, which is already added.
   Score From | Specify the minimum range of score for the decision.
   Score To | Specify the maximum range of score for the decision.
   Decision | Specify the decision of an application from the drop-down list. The values are configurable based on the look up values maintained The available options are: Approved Manual Rejected
   Rule | Displays the rules based on which decision is to be made. This field is enabled if Link a Rule? option is updated as Yes.

7. Click the Grade Matrix to assign the grade to the application that is used during the pricing of the application. You can select the feature for which the grade needs to be maintained like Quantitative/Qualitative.
   The Create Decision Grade Matrix - Grade Matrix screen displays.

   Figure 1-211 Create Decision Grade Matrix - Grade Matrix

   Description of "Figure 1-211 Create Decision Grade Matrix - Grade Matrix"
   For more information on fields, refer to the field description table.

   Table 1-164 Create Decision Grade Matrix - Grade Matrix - Field Description

   Field | Description
   --- | ---
   Add Column | Click Add Column, for addition of features for which decision has to be maintained.
   Link a Rule? | Select the appropriate radio button to link a rule to the features. The options are: Yes - If this option is selected, the system displays the list of rules. Based on the rule mapped, the decision is provided. No - If this option is selected, the system displays the list of decision lookup values.
   | Click this icon to delete a column, which is already added.
   + icon | Click this icon to add a new row.
   - icon | Click this icon to delete a row, which is already added.
   Score From | Specify the minimum range of score for the grade.
   Score To | Specify the maximum range of score for the grade.
   Grade | Specify the grade of the application based on the score scored. The values are configurable based on the look up values maintained. The available options are: A B C
   Value | Specify the value for which the grade has to be maintained. This field appears only if the data type of feature is Numeric such as Age, FICO score.
   Rule | Displays the rules based on which decision is to be made. This field is enabled if Link a Rule? option is updated as Yes.

8. Click Save to save the details.
   The Decision Grade Matrix is successfully created and can be viewed using the View Decision and Grade Matrix screen.

Parent topic: Decision Grade Matrix