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## 3.6 Interest Optimization

This topic provides the information about the Interest Optimization maintenance.

Interest Optimization enables the bank to offer additional interest income to customers with accounts that have balances beyond a pre-set threshold. Bank will be able to set up currency wise interest rates that the pool of accounts would additionally earn if their balance is beyond the threshold amount. Bank can nominate an account where the additional interest income is credited.
Specify User ID and Password, and login to Home screen.

1. On Home screen, click Oracle Banking Liquidity Management System. Under Oracle Banking Liquidity Management System, click Structure.
2. Under Structure, click Interest Optimization.
   The Interest Optimization Summary screen displays.

   Figure 3-1 Interest Optimization Summary

   Description of "Figure 3-1 Interest Optimization Summary"

   For more information on fields, refer to the field description table.

   Table 3-1 Interest Optimization Summary - Field Description

   Field | Description
   --- | ---
   Structure ID | Displays the Structure ID.
   Customer ID | Displays the Customer ID.
   Structure Description | Displays the description of the Structure.
   Threshold Currency | Displays the threshold currency.
   Authorization Status | Displays the authorization status of the record. The available options are: Authorized Unauthorized
   Record Status | Displays the status of the record. The available options are: Open Closed
   Modification Number | Displays the number of modification made to the record.

3. Click + button to create new interest optimization details.

- Create Interest Optimization
  This topic describes the systematic instructions to create a interest optimization.

Parent topic: Notional Pooling