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## 1.47.1 Create Borrowing Capacity

This topic describes the systematic instructions to define the borrowing capacity based on the various input.

Specify User ID and Password, and login to Home screen.

1. On Home screen, click Core Maintenance. Under Core Maintenance, click Credit Decision.
2. Under Credit Decision, click Maintenance. Under Maintenance, click Borrowing Capacity.
3. Under Borrowing Capacity, click Create Borrowing Capacity.
   The Create Borrowing Capacity screen displays.

   Figure 1-173 Create Borrowing Capacity

   Description of "Figure 1-173 Create Borrowing Capacity"
4. On Create Borrowing Capacity screen, specify the fields.

   Note:

   The fields, which are marked with an asterisk, are mandatory.
   For more information on fields, refer to the field description table.

   Table 1-126 Create Borrowing Capacity - Field Description

   Field | Description
   --- | ---
   Eligibility Code | Specify the unique eligibility code.
   Eligibility Description | Specify a short description for the eligibility.
   Effective Date | Specify the effective date.
   Expiry Date | Specify the expiry date.
   Product Processor | Specify the product processor for which the borrowing capacity is being defined.
   Execution Stage | Select the required option for execution stage from the drop-down list. The available options are: Before Decision: If this option is selected, amount is calculated before scoring model resolution. Loan amount is replaced with the minimum of requested loan amount and maximum lendable amount for scoring and pricing. After Decision: If this option is selected, Amount is calculated after decision and before pricing. Loan amount is replaced with the minimum of requested loan amount and maximum lendable amount for pricing.

5. Click Selection Criteria tab to define selection criteria rules.
   The Create Borrowing Capacity - Selection Criteria screen displays.

   Figure 1-174 Create Borrowing Capacity - Selection Criteria

   Description of "Figure 1-174 Create Borrowing Capacity - Selection Criteria"
   For more information on fields, refer to the field description table.

   Table 1-127 Create Borrowing Capacity - Selection Criteria - Field Description

   Field | Description
   --- | ---
   Use Existing Rule | By default, this option is enabled. Indicates if the existing rule is linked.
   Rule Code | Select the rule code from the drop down list.
   | Click this icon to get the information about the rule.
   Rule Name | Displays the rule name for the selected rule code.
   New | Select this option to create new rule.
   Code | Specify the rule code.
   Description | Specify the rule description.
   + icon | Click this icon to add new expression.
   Fact / Rules | Select the fact or rule from the drop-down list. Once the user selects the fact/rules, one more field opens adjacent to the output, update the same based on the selected output option.
   Operator | Select the comparison operator from the drop-down list. The available options are: < > + = % != - >= <= * / Contains In Matches NotMatches NotContains Notin
   Data Type | Select the data type for the fact or rule. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Output | Select the output from the drop-down list. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Expression | Displays the expression updated in the expression builder.

6. Click the Eligibility to define eligibility.
   The Create Borrowing Capacity - Eligibility screen displays.

   Figure 1-175 Create Borrowing Capacity - Eligibility

   Description of "Figure 1-175 Create Borrowing Capacity - Eligibility"
   For more information on fields, refer to the field description table.

   Table 1-128 Create Borrowing Capacity - Eligibility - Field Description

   Field | Description
   --- | ---
   + icon | Click this icon to add a new row.
   - icon | Click this icon to delete a row, which is already added.
   Actions | Select this checkbox corresponding to the row to be deleted.
   Fact ID | Select the fact ID from the drop-down list.
   Rule ID | Select the rule ID from the drop-down list.
   | Click this icon to get the information about the rule.

7. Click Save to save the details.

   The borrowing capacity is successfully created and can be viewed using the View Borrowing Capacity screen.

Parent topic: Borrowing Capacity