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## 12.2 Interest Optimization Simulation

This topic provides the information about the Interest Optimization Simulation maintenance.

Interest Optimization enables the bank to offer additional interest income to customers with accounts that have balances beyond a pre-set threshold. Bank will be able to set up currency wise interest rates that the pool of accounts would additionally earn if their balance is beyond the threshold amount. Bank can nominate an account where the additional interest income is credited.
Specify User ID and Password, and login to Home screen.

1. On Home screen, click Liquidity Management. Under Liquidity Management, click Structure.
2. Under Structure, click IO Simulation.
   The IO Simulation screen displays.

   Figure 12-18 IO Simulation

   Description of "Figure 12-18 IO Simulation"

   For more information on fields, refer to the field description table.

   Table 12-16 Interest Optimization Summary - Field Description

   Field | Description
   --- | ---
   Structure ID | Displays the Structure ID.
   Customer ID | Displays the Customer ID.
   Structure Description | Displays the description of the Structure.
   Threshold Currency | Displays the threshold currency.
   Authorization Status | Displays the authorization status of the record. The available options are: Authorized Unauthorized
   Record Status | Displays the status of the record. The available options are: Open Closed
   Modification Number | Displays the number of modification made to the record.

3. Click + button to create new interest optimization simulation.

- Create IO Simulation
  This topic describes the systematic instruction to create a new IO simulation in Liquidity Management.
- Edit IO Structure Summary
  This topic describes the systematic instructions to edit IO structures.

Parent topic: Simulation Details