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## B IC Formulae

This topic describes the IC formula and condition for the various sweep/pool methods.

Sweep

Table B-1 Sweep

Header / Child | Condition | Formula
--- | --- | ---
Header/Child | ABS(VD_DLY_DR_BAL_M)>0 | (ABS(VD_DLY_DR_BAL_M) * RATE1*DAYS)/(YEAR*100)
(VD_DLY_CR_BAL_M>0) AND (VD_DLY_CR_BAL_M<=10000) | (VD_DLY_CR_BAL_M * RATE2*DAYS)/(YEAR*100)
(VD_DLY_CR_BAL_M>10000) AND (VD_DLY_CR_BAL_M<=9999999) | (VD_DLY_CR_BAL_M * RATE3*DAYS)/(YEAR*100)

Pool

Table B-2 Interest Method

Header / Child | Condition | Formula
--- | --- | ---
Header | (VD_DLY_CR_BAL_M>0) AND (VD_DLY_CR_BAL_M<=10000) | (VD_DLY_CR_BAL_M * RATE4*DAYS)/(YEAR*100)
(VD_DLY_CR_BAL_M>10000) AND (VD_DLY_CR_BAL_M<=9999999) | (VD_DLY_CR_BAL_M * RATE5*DAYS)/(YEAR*100)
ABS(VD_DLY_DR_BAL_M)>0 | (ABS(VD_DLY_DR_BAL_M) * RATE6*DAYS)/(YEAR*100)
Child | Not Applicable | Not Applicable

Table B-3 Advantage Method

Header / Child | Condition | Formula
--- | --- | ---
Header | VD_DLY_CR_BAL_M>0 | (VD_DLY_CR_BAL_M * RATE7*DAYS)/(YEAR*100)
ABS(VD_DLY_DR_BAL_M)>0 | (ABS(VD_DLY_DR_BAL_M *RATE8*DAYS)/(YEAR*100))
Child | ABS(VD_DLY_DR_BAL_M)>0 | (ABS(VD_DLY_DR_BAL_M *RATE9*DAYS)/(YEAR*100))
(VD_DLY_CR_BAL_M>0) AND (VD_DLY_CR_BAL_M<=10000) | (VD_DLY_CR_BAL_M * RATE10*DAYS)/(YEAR*100)
(VD_DLY_CR_BAL_M>10000) AND (VD_DLY_CR_BAL_M<=9999999) | (VD_DLY_CR_BAL_M * RATE11*DAYS)/(YEAR*100)

Table B-4 Ratio Method

Formula Number | Expression | Condition | Result
--- | --- | --- | ---
1 | 1 | (LM_NETPOOLPOSITION>0)AND(VD_DLY_CR_BAL_M>0) | VD_DLY_CR_BAL_M*(((LM_COVERAGE_RATIO*CRCOVRATE*DAYS)/(YEAR*100))+(((1-LM_COVERAGE_RATIO)*CRRESRATE*DAYS)/(YEAR*100)))
1 | 2 | (LM_NETPOOLPOSITION<=0)AND(VD_DLY_CR_BAL_M>0) | VD_DLY_CR_BAL_M*((1*CRCOVRATE*DAYS)/(YEAR*100))
2 | 1 | (LM_NETPOOLPOSITION>=0)AND (ABS(VD_DLY_DR_BAL_M)>0) | ABS(VD_DLY_DR_BAL_M)*((1*DRCOVRATE*DAYS)/(YEAR*100))
2 | 2 | (LM_NETPOOLPOSITION<0)AND (ABS(VD_DLY_DR_BAL_M)>0) | ABS(VD_DLY_DR_BAL_M)*(((LM_COVERAGE_RATIO*DRCOVRATE*DAYS)/(YEAR*100))+(((1-LM_COVERAGE_RATIO)*DRRESRATE*DAYS)/(YEAR*100)))

Table B-5 Interest Optimization Method

Formula Number | Expression | Condition | Result
--- | --- | --- | ---
1 | 1 | (LM_IO_STR_BALANCEINTHCCY >= LM_IO_STR_THAMOUNT) | (VD_DLY_CR_BAL_M*LM_IO_CCYEN_RATE*DAYS)/(YEAR*100)
2 | 1 | (LM_IO_STR_BALANCEINTHCCY >= LM_IO_STR_THAMOUNT) AND (LM_IO_STR_BALANCEINACCCY >= LM_IO_STR_THAMOUNTINACCCY) | (VD_DLY_CR_BAL_M*LM_IO_CCYPR_RATE*DAYS)/(YEAR*100)
3 | 1 | (LM_IO_STR_BALANCEINTHCCY >= LM_IO_STR_THAMOUNT) | (VD_DLY_CR_BAL_M*LM_IO_CCYNM_RATE*DAYS)/(YEAR*100)