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## 1.2.1 Functional Features

This topic provides the information about the various functional features added in this release.

Sub pools

- As a part of this release, Sub pools are introduced, which allows the users to create a Sub pool within the main pool. In the sub pools, user can add an already created pool as the child account so that interest calculation for main pool considers the balance of the sub pools too.
- System allows addition of multiple Sub pools within the parent pool structure. The interest calculation for the Sub pools and the main pools happens as per the parameters specified at the Notional Headers and the child accounts.

Interest liquidation account for Notional Headers

System allows the capture of either a GL account or a customer account as the 'interest liquidation account' for the Notional Header.

OBLM- Charges Enhancement

System has been enhanced to perform the below for OBLM Charges.:

- Refund of already collected charges
- Waiver of charges
- Retry of failed charge collections

Support for Structured & Hybrid Address

- Oracle Banking Liquidity Management (OBLM) now supports ISO 20022 hybrid/structured addresses, including capture in third‑party accounts and transmission during MBCC sweeps. Address type selection is driven via customer parameters for internal accounts, and third‑party account parameters for external accounts. Outbound services send unstructured or hybrid depending on message type (MT101, MT103/pacs.008, pain.001).

Parent topic: Release Enhancements